Major Programmes – Organizational Structure

Offices involved in major programs include the following:

Planned Community Development: Many significant housing projects are administered by the Department of Community Planning and Design. Many of these programs are available to people with AIDS, such as AIDS residential possibilities, Community Outreach Block Grants, and the HOME programme, Employment Assistance for Low Income Homeowners, Emergency Shelter Grants, and the One Room Renewal Program.

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Housing: In addition to the functions of the Federal Housing Administration, the office oversees the administration of Fannie Mae and Freddie Mac, the management of manufactured housing, and the Phase 8 based project and health facility loan insurance. There are also programs for supporting seniors and people with disabilities.

Housing Public: This office oversees the HOPE VI government housing programme, Government Housing Vouchers, Project-Based Vouchers, and residential cash assistance for Native Americans and Alaska Native Tribes.

Equal Opportunity and Fair Housing Office: This office applies organizational rules against housing discrimination and employment based on race, colour, belief, nationality, sexuality, or family situation.

Policy Development & Research: Through the HUD USER Clearinghouse, the office conducts research on major housing and community development challenges and keeps up to date on housing requirements, market circumstances, and existing plans.

Inspecting General’s Office
To ensure the integrity and efficiency of the government, the U.S. Congress passed the Inspector General Act in 1978. The president makes the nomination, which is then approved by the Senators. In addition to evaluating HUD systems and operations, they are responsible for research and evaluation. This agency is in charge of reviewing, evaluating, and, if required, criticizing these activities and operations for guaranteeing that the department is carrying out its responsibilities in the most practical, friendly, and cost-effective manner feasible.

These are some of the tasks of the OIG that are as follows:

Assure that HUD’s programmes and procedures encourage honesty, effectiveness, and efficacy in achieving the department’s goals.

Ensure that individuals accountable for HUD programme theft, inefficiency, and exploitation face administrative consequences, civil remedies, and criminal action.

OIG’s purpose is carried out by investigations pertinent to its operations, complete transparency of its actions with Parliament, the Secretary, and the community, and collaboration with employees (in this case, HUD) to successfully achieve its objectives.

Operating Procedures
Owner-occupants and nonprofit groups can use the 203(k) program to finance the purchase and renovation with a low-down payment. HUD’s Multifamily Housing Service Coordinator Program has been extremely successful over the years.

A special service coordinator allowance has been included in HUD’s notice of funds available since 1992. Owners and sponsors of multifamily housing for the elderly can access these funds. The Service Coordinator offers career counseling and coordinating services to help elderly clients to continue in their existing residence. Following the policy change, tens of thousands of senior citizens can now live independently instead of in institutions. HUD Service Coordinators are supported through education, networking, and advocacy by professional associations. HUD explored with Business Zones, which provided economic advantages to economically challenged metropolitan regions, until recently, when the state primarily took up this duty.

In the event a lender that HUD ensures defaults, HUD often takes possession of the property. The HUD auction process is then used to sell these properties to the person who offers the most money for them. If one plan to use FHA-insured mortgage financing to purchase a HUD-owned home as the primary residence, HUD often offers seller concessions enabling one to put only
$100 down.

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